
Collaborative Post
Saving money in the home isn’t always about saving money on the home itself. Sure, your bills, the maintenance that it takes, and how you deal with the little and large costs that pop up in the property will play a big role, but let’s not forget about the car. While the home is typically the biggest ongoing expense we have to deal with, the car tends to be the second biggest. Here are a few tips to help you deal with the routine and unexpected costs that might pop up over time.

Give it more care yourself
Every car needs maintenance. This includes routine replacement of parts like spark plug and brake pads, not to mention changing the oil, coolant, and other fluids that get used and dirtied over time. It also includes cleaning the car. All of this can be done yourself, of course, and you can look at plenty of tips for giving the car a deep clean to make sure that you can get it up to professional standards without having to pay a car wash.
Keeping your cover high while keeping the costs low
Insurance is essential for covering all manner of damage, including collisions that are your fault, as well as damage caused by other accidents, weather, and even vandalism and theft. Determining the right level of coverage can be tough if you have a budget to think about, but car insurance comparison services can make it a lot more manageable. It’s also worth looking more closely at new deals and see how they compare to the benefits of staying loyal to a provider. Often, there’s more incentive to switch than not.
Don’t let car trouble get you in trouble
We don’t like to think that it will happen to us. However, the case is that every driver is likely to experience an accident at least once in their life, and breakdowns more often still. Having the contacts of professional car accident lawyers on your phone is crucial to help you mitigate the costs when you’re not at fault for an accident. Otherwise, it’s wise to make sure you’re investing in accident and breakdown recovery so that you’re not left paying over the nose to get your car towed.
If it’s broke, fix it
Whether due to an accident that isn’t covered by your insurance or due to the reality of wear and tear, you’re going to have to take the car to the garage at some point. If you don’t have any money ready to pay the necessary costs, you might have to end up taking out loans that might not necessarily work in your favor. To that end, make sure that you budget some money aside for car maintenance savings. Keep track of how much it costs to take care of your car on an annual basis and have that much set aside for any repairs that come your way.
Your car can be a major drain on your household budget if you let it. Keep the tips in mind above for a healthier financial life, overall.